Haddii aad dejiso wax ku biirinta FSA sanadka 2020 (ie. cudurka faafa ka hor), waxaa jirta fursad aad ku heli karto kordhin ka baxsan xilliga nimcada caadiga ah, oo dhammaanaysa Maarso 15. (Haa, COVID-19 awgeed, IRS waxay leedahay oo la siiyay xeer gaar ah oo ku meel gaar ah taas oo u ogolaanaysa shaqaalaha ikhtiyaarka ah inay ku wareejiyaan dhammaan lacagaha FSA ee aan la isticmaalin laga bilaabo 2020 ilaa 2021 iyo, xaaladaha qaarkood, 2022.) Weli, kordhin kasta waxay ku xiran tahay loo-shaqeeyahaaga - ka hubi waaxdaada HR si aad u ogaato wax badan - taas oo macnaheedu yahay inaad weli ku sii jiri karto. ilaa taariikhda uu dhacayo lagu soo rogay xaaladaha caadiga ah. Haddi ay taasi adiga ku tahay, waxaanu soo koobnay siyaabaha ugu fiican ee loo isticmaalo (marka laga reebo luminta) hadhaaga FSA-gaaga.
Jose Luis Pelaez Inc/Sawirada GettyAasaaska Gargaarka Degdegga ah
Ma jirtaa cid kale oo dhammaatay oo dib u kaydisay qalabkii gargaarka degdega ahaa bilawgii masiibada? Anaga kaliya? Dhammaan waxyaalaha laga rabo inay ku jiraan golahaaga daawada (band-aids, heerkulbeegyada, xataa xirmada gargaarka degdegga ah ee diyaarka u ah in la tago) waa u qalmaan FSA, taas oo macnaheedu yahay inaad hadda iibsan karto si aad si buuxda ugu diyaargarowdo markaad u baahato.
Alaabta soo qaado: Heerkulbeegga Brown ($ 43); Xidhmada kala duwan ee Band-Aid ($ 3); suufka Kobcinta saafiga ah ($ 35); Faashadda Ace ($ 7); Qalabka gargaarka degdegga ah ee Johnson & Johnson ($ 12)
Grace Cary/Sawirada GettyDaawooyinka Aan La Iibsanayn
Kahor COVID-19, waxaad u baahatay rijeeto si aad u hesho lacagta daawada OTC. Laakin, waxaa mahad iska leh sharciga CARES, kaas shuruudihii waa laga tanaasulay loogu talagalay daawada OTC (wax kasta oo laga soo bilaabo xanuunka fududeeya ilaa kuwa ka hortagga bararka) ayaa la iibsaday intii u dhaxaysay Janaayo 1, 2020 iyo Diseembar 31, 2021.
Alaabta soo qaado: Xanuun-ka-yaraynta Advil ($ 22); Caafimaadka A2Z buufin sanka ($ 30); Tums kaniiniyada ($ 14); OLLY probiotic ($ 13); Fiitamiinnada dhalmada ka hor ee dabiiciga ah ayaa la sameeyay ($ 28)
Isabel Pavia/Sawirada GettyWax kasta oo la xidhiidha daryeelka caadada
Xakamaynta dhalmada waa u qalantaa FSA (xaaladaha qaarkood, warqad dhakhtar si aad u hubiso dukumeentigaaga), laakiin laga bilaabo Janaayo 1, 2020, sidoo kale waa alaabta daryeelka caadada-waxyaabaha sida suufka, tampons, koobabka, xitaa nigisyada aan caadada lahayn.
Alaabta soo qaado: Tampax Pearl tampons ($ 32); Had iyo jeer suuf ($ 20); Koobka caadada ee saalt ($ 29); Nigisyada xilliga Cora ($ 25)
Sawirada Rayes/GettyWaxyaabaha Ilmaha La Xidhiidha
Taasi Kormeeraha ilmaha Owlet ma aragtay? Taasi waxay ku jirtaa liiska u-qalma FSA. Sidoo kale waa bambooyinka naasaha, kareemka xafaayadda-xitaa FridaBaby snot snot. (Haddii taasi aysan ahayn mid lama huraan ah, ma garanayno waxa uu yahay.)
Alaabta soo qaado: Kormeeraha ilmaha Owlet ($ 399); Bamka naaska safsaafka ($ 500); Elvie bamka naaska ($ 499); Dufanka xafaayadda ee saddex-geesoodka ah ($ 30); FridaBaby SankaFrida ma nuugin ($ 17)
Sawirada Johner/Sawirada GettyAaladaha loogu talagalay Nadaafadda Ilkaha
Wax kasta oo ay tahay in aad dibadda u bixisid si aad ilkahaaga u nadiifiso (dheh, lacag bixin) ama kharashka daawaynta fluoride-ka lagu daray waa wax aad ku bixin karto FSA lacag caddaan ah oo aad meel dhigtay. Isla sidaas oo kale waa ilaaliyaha habeenkii iyo shaqo kasta oo lafaha ah (sida xargaha carruurtaada ama Invisalign).
Alaabta soo qaado: EnCore ilaaliyaha ilkaha gaarka ah ($ 129)
chabybucko/Getty ImagesMuraayadaha Cusub
Baadhitaanka isha ee aad samaynaysay? Waxaad ku bixin kartaa doollar kasta oo FSA ah oo aad meel dhigtay. Kharashyada kale ee la xidhiidha aragga ee xisaabiya: Ookiyaalaha indhaha (ama muraayadaha qorraxda), xidhidhiyeyaasha, xalalka muraayadaha indhaha, xidhmooyinka dayactirka muraayadaha indhaha iyo Lasik.
Alaabta soo qaado: Sawirada muraayadaha indhaha ee Ray-Ban ($ 72); Xalka xiriirka Renu ($ 14); Xirmada dayactirka muraayadaha indhaha ee Kingsdun ($ 11)
Sawirrada Cavan/Sawirada GettyAlaabooyinka Daryeelka Maqaarka
Xagaaga (xitaa mid bulsheed kala fog) ayaa soo socda. Waxaad ku isticmaali kartaa dollarka FSA muraayadda qorraxda, taas oo macnaheedu yahay in aanay jirin wakhti ka wanaagsan oo aad ku hubiso taariikhda dhicitaanka tuubooyinka aad leedahay oo aad kaydsato.
Alaabta soo qaado: Supergoop cadceedda ($ 34); Babyganics qorraxda ($ 17); EltaMD muraayadda qorraxda ($ 36)
Sawirada Klaus Vedfelt/GettyBaahiyaha Safarka
Markaa, waxay ahayd inaad dib u dhigto isu imaatinka qoyskaaga 2020 ee Bahamas. Akhbaarta wanaagsan ayaa ah in sharabaadada ciriiriga ah iyo barkimooyinka safarka ee aad ku jirtay liiskaaga wax iibsiga, dhib ma leh marka aad ugu dambeyntii u soo dhawaato inaad dib u dhigto safarkaaga. (Waxay sidoo kale yihiin FSA-lagu oggolaaday.)
Alaabta soo qaado: Comrad isku xidhka sharabaadada ($ 29); Barkin safar gorayo ($ 40)
LA XIRIIRA: 7 shay oo laga yaabo in ay iska beddeleen cashuurahaaga 2020
